Our client in the financial sector is looking for a credit/loaning officer who has exceptional business prowess, strong knowledge in loan procedures and best practices according to financial laws and regulations.  The desired applicant shall assist clients with loan applications, screening loan request, assess risk ratios and present approved/rejected loans to management.

The desired candidate is expected to carry out the following roles: 

• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
• Collecting the needed financial documentation and assessing the clients’ creditworthiness.
• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
• Approving or denying loan requests, and communicating your decision to both clients and management.
• Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
• Maintaining records of loan applications by using loan management software.
• Managing loan renewals by organizing follow-up meetings with clients.
• Monitoring the progress of the loan application process and relaying any hindrances to clients.
• Ensuring that loan applications are in line with the company’s financial policies, as well as state laws and regulations.

QUALIFICATIONS

1. Undergraduate degree
2. Good knowledge and experience in log book loaning
3. Strong and practical selling skills, processing and loan recovery skills
4. At least 2 years of experience in a reputable organization
5. Positive attitude and great communication skills
6. 25 to 35 years of age (male candidates are encouraged to apply)

If you believe that you are qualified for the above position then send your application and curriculum vitae to cv@tideventures.org on or before the close of business of Friday 16^th September 2022.